Here is what payingpaul.com has to say about Debtmerica
Background
3100 S. Harbor St. Suite 250
Santa Ana, CA 92704
Other Business Names: Debtmerica, Debt Merica, DebtMerica Relief
Summary of Business: Debt Settlement, Credit and Debt Counseling, Debt Management, and Debt Reduction
Number of BBB Complaints as of 6/17/08: 3
Members of BBB: No
BBB Profile
Business Start Date: 2007
Number of Employees: 45
Trade Organization Memberships: TASC (Trade Association of Settlement Companies), NetCheck, Dun and Bradstreet
Debtmerica Relief is a debt settlement company based in California that enrolls clients through the Freedom Financial Network.
Fees
What is the total fee for the program?
15% of the total debt enrolled in the program. Fees are included in monthly payments.
Over how many months is the fee paid?
N/A
Do you have a set up fee?
No
Do you have a money back guarantee?
No
Do you charge a fee based on how much I save?
No
Eligibility
What type of debt do you work with?
Unsecured debt only
What is the minimum total unsecured debt one must have in order to qualify?
$10,000
Does a client need to include all of their unsecured debt in the plan?
Yes
Services
Do you do the negotiations yourselves?
No
If not, who is the company you use for negotiations?
Freedom Debt Relief
Creditor Calls
Do you send a Power of Attorney to notify the creditors that a client is enrolled in your program right away?
Yes
Do you send a Cease & Desist letter to my creditors?
Yes
Can I change my phone number & address to your company�s phone number and address?
Depends on client
Do you have a consumer advocacy group help me with calls?
Yes
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(Disclaimer: In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
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